Terms & Conditions

Footer Page

Familiarize yourself with our Website Terms of Use and other important disclosures regarding our banking and lending practices.

expand +Website Terms and Conditions

This website is offered to you, the "User" conditioned on your acceptance without modification, of the terms and conditions contained herein. Your use of this website constitutes your agreement to all such terms and conditions.


All of the information I have provided in any inquiry or application form provided to OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) through this website is true and complete. I authorize OneWest Bank to obtain information regarding my credit, employment history, income and assets. In addition, I authorize OneWest Bank to obtain my credit report and information concerning any property that may secure my loan. I understand OneWest Bank may keep all information that I provide through this website or that is otherwise obtained by OneWest Bank in connection with my inquiry or application.

Compliance with Laws & Regulations

In using this site, OneWest Bank acknowledges that it is responsible for ensuring that all loans are originated and closed in compliance with federal and applicable state laws and regulations designed to protect consumers in the mortgage lending process, including, but not limited to, RESPA, TILA, ECOA, FCRA and fair lending and privacy laws and regulations. OneWest Bank is fully committed to the principle that all credit decisions should be made without regard to race, age, color, religion, national origin, sex, marital status, disability, receipt of public assistance or other basis prohibited by law.

Website Links

This website may contain links to other websites maintained by other parties. Such links are provided for your convenience only. Our inclusion of any link does not imply an endorsement of the site, any services or products offered thereon, or its sponsoring organization.


This website and the services provided by OneWest Bank are available only in connection with (a) mortgage loan(s) made on residential, real property located in the 50 states of the United States and the District of Columbia. OneWest Bank expressly reserves the right to discontinue, suspend or terminate the offering of any loan product through this website in any jurisdiction, subject to applicable law. Unless expressly stated to the contrary, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

Trademark Terms and Conditions

Unless otherwise indicated, OneWest Bank owns the trade and service marks displayed on this website as well as the copyright of its web pages, images, text and screens. Users of this website may copy information from this website for their personal or educational use, so long as each copy includes all copyright, trademark and/or service mark notices, or other attribution precisely as they appear on this website. The material and information on this website may not otherwise be published, copied, distributed, licensed, modified, sold, used to create a derivative work or otherwise used for public or commercial purposes, without the prior express written permission of OneWest Bank.