Checking Accounts

With our 3 types of checking accounts (Personal, Premium, and OneAccount) you have the option of finding the right product for your specific banking needs.

Get the power of a Premium Money Market Account!

24/7 banking access – online and through our automated telephone system.
Free OneWest ATM Card.
Limited check writing privileges.

"Named Best Bank in California, MONEY 'Best Banks' 2017"

Your dedicated team at OneWest Bank is proud of this honor - and of our strong local presence. We remain committed to serving our valued customers One Person at a Time®.

From MONEY, November 2017 © 2017 Time Inc. Used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, OneWest Bank, a division of CIT Bank, N.A.

Put homeownership within reach, with a down payment as low as 3%

With down payments as low as 3% and co-borrower flexibility, it’s ideal for home buyers with limited savings.

Home Loans from OneWest Bank

No two homes are the same, so no two home loans should be either. We offer a variety of products including fixed-rate and adjustable-rate mortgages with an initial fixed-rate period offering either fully amortizing or interest only payment options, as well as cross-collateralization options and underwriting based on asset dissipation.