We excel in Jumbo Loans.
We know that owning the home of your dreams begins with securing the right type of loan.
First Time Home Buyer
New Banking Relationshipwith 10% of Loan Amount in New Deposits
$500K+ Banking Relationshipwith $500,000+ in Deposits
OneWest Bank excels in large balance mortgages, including jumbo loans and super jumbo loans. As Southern California’s hometown bank, we proudly offer jumbo loans with a variety of jumbo mortgage options to suit the individual needs of our many customers.
Our Jumbo Mortgage Lending Specialists work to provide exceptional service while tailoring a jumbo loan to fit your financial situation. With OneWest Bank you’ll get a great mortgage rate, custom jumbo loans, local decision-making and a wide range of products.
Refinance Jumbo Loan
A refinance jumbo loan offers a number of benefits to homeowners looking to take advantage of today's competitive interest rates or tap into their home equity. Learn more about how a refinance may be right for you.
Jumbo Purchase Loan
Looking for a higher loan amount? With a jumbo purchase loan, you can get the money you need to purchase the home of your dreams. Learn more about the many benefits of this OneWest Bank loan.
Jumbo Loan Features from OneWest Bank:
- Jumbo loan amounts up to $5 million
- Financing on primary residences, second and vacation homes, and investment properties
- Fixed, adjustable and interest-only mortgage programs
- Home Equity financing
- Preapproval available for Purchase Jumbo Loans
- Refinance jumbo loan opportunities
Jumbo Loan Services Include:
- Underwriters who understand complex financial situations, self-employed borrowers and fluctuating incomes
- Local and timely decision-making
- Dedicated Jumbo Mortgage Lending Specialists assigned to all transactions
- Familiarity with local markets, especially the luxury home segment
- Concierge servicing with our Private Client Group to ensure personal service and privacy
It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.
Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.
Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.
Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.
The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.