• 5/1 Adjustable-Rate Mortgage

    • Jumbo loan amounts up to $2 million with 20% down
    • Interest-Only options available
    • Dedicated service to help meet your closing needs

    Get Started

  • Dream Big – our home loans can handle it.

    Providing a home financing experience like no other.

  • Buy a Home with Confidence

    When you buy a home, your purchase is our priority. Whether you're a first-time homebuyer or a seasoned real estate investor, we have both jumbo loans and conforming loans to meet your home buying needs.

    With your unique financial situation in mind, we offer a wide selection of loan products. Our custom home loans include low down-payment options to help you increase your purchasing power as well as a variety of products including fixed rate and adjustable-rate mortgages with an initial fixed-rate period offering either fully amortizing or interest only payment options. For special situations, we also have bridge loans, cross-collateralization options and underwriting based on asset dissipation.

    Our team will help you apply for a mortgage to purchase or refinance your dream home using one of our customized jumbo or conforming loans, which offer competitive rates and low down-payment options.

  • $525 Cash Back on your next funded home loan with OneWest Bank!*

    Reduce your mortgage rate with the following discounts:
    0.10% off Your Mortgage Rate
    with 10% of Loan Amount in New Deposits
    0.20% off Your Mortgage Rate
    with 25% of Loan Amount in New Deposits

  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

  • Home Loan Products

    Jumbo Loans

    Purchase your dream home with a jumbo loan up to $5 million. Benefits include customized home loan decision making. Loan Products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed-rate period offering either amortizing or interest only payment options.

    Learn More

    Adjustable-Rate Mortgage

    Purchase your new home with a competitive introductory rate on an adjustable-rate mortgage (ARM) with an initial fixed-rate period. Benefits include competitive rates and low payments for an initial fixed-rate period. Initial interest-only payment options are available for jumbo loans.

    Learn More

    Fixed Rate

    Secure a competitive fixed-rate mortgage on your new home. Available on conforming and jumbo loan balances. Benefits include competitive rates, predictable monthly payments and protection from interest rate fluctuations. There are a wide selection of repayment terms available including 30, 25, 20, 15 and 10 year options.

    Learn More