• Secure a Fixed-Rate for the Life of Your Home Loan.

    Purchase your home with the security of a fixed-rate loan.

  • Product Interest Rate APR Points
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    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

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  • MORTGAGE RATE DISCOUNTS


    LOWER YOUR MORTGAGE RATE BY 0.100%
    Automatic Monthly Mortgage Payments
    Using an existing OWB or CIT account
    Save even more and combine with one other mortgage rate pricing discount:
    -
    New Banking Relationshipwith 10% of Loan Amount in New Deposits
    0.100% off
    OR
    New Banking Relationshipwith 25% of Loan Amount in New Deposits
    0.200% off
    OR
    $500K+ Banking Relationshipwith $500,000+ in Deposits
    0.200% off
  • When purchasing your dream home, you may want a mortgage that provides you with peace of mind. A fixed-rate loan from OneWest Bank delivers a stable and predictable monthly payment.

    A fixed-rate loan is especially beneficial if you plan on staying in your home for a long period of time. Our loans provide many options, as you can choose from a 10-, 15-, 20-, 25- or 30-year repayment plan. Once you’re locked in with one of our competitive fixed mortgage rates, you’re assured that the principal and interest payment on your home loan will remain unchanged.

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  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.