• Pay off your mortgage faster with less interest

    Today’s competitive mortgage rates make it easier to pay off your mortgage faster.

  • You Can Pay Off Your Mortgage Faster With Less Interest

    Your goal is to pay off your mortgage. With our wide selection of home refinance loans and competitive mortgage rates, we can help you reach your goal more quickly than you thought.

    With mortgage rates remaining near historically low levels, shorter-term loans can offer attractive monthly payments. At the same time, they reduce the amount of interest paid over the life of the loan. Less interest and fewer payments mean more savings for you.

    When your mortgage is paid off, you can permanently lower your expenses and enjoy peace of mind knowing your home is debt-free.

    Get Started

    Fill out the form on the right or contact us at 1.866.246.3962

  • Get a call from a Home Loan Expert.
    Please enter your First Name.
    Please enter your Last Name.
    Please enter a valid email address.
    Please enter a valid Phone Number.
    Please enter a Loan Amount.
    Please enter a valid Zip Code.

    By clicking on the SEND button above, you are providing express "written" consent for OneWest Bank to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list regarding this specific inquiry. Note that any current or future Do Not Call request on file with us will be honored with regard to unsolicited contact. Consent is not required as a condition to utilize OneWest Bank’s services.


  • Important Disclosures

    It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

    Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

    Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

    The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.

  • Home Loan Products

    Jumbo Loans

    Jumbo loans available up to $5 million. Benefits include customized home loans with local decision making. Products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed period. Initial interest-only payment options available on ARMs. Cash out and investment property financing available.

    Learn More

    Adjustable-Rate Mortgage

    Secure an introductory rate through an adjustable mortgage with a fixed period. We offer initial interest-only payment options on jumbo ARM loans up to 80% loan-to-value. Benefits include competitive rates and a fixed payment for an initial fixed period. Products include Jumbo 5/1, 7/1 and 10/1 ARM

    Learn More

    Fixed Rate

    Lock in a fixed-rate for the life of the loan. Benefits include competitive rates, predictable monthly payments and protection from interest rate fluctuations. Available on jumbo and conforming loan amounts. Cash out options are available. Wide selection of repayment terms including 30, 25, 20, 15 and 10 year options.

    Learn More