Meet Our Team

With over seven years of experience in the mortgage and banking industries, Moe has an extensive knowledge of underwriting guidelines and mortgage products to structure custom home financing solutions for his customers. Committed to providing excellent service, he thoroughly reviews all loan options and scenarios with his customers for a comprehensive suite of home financing solutions. He specializes in internet lending in all 50 states and has extensive experience working with realtors and a diverse range of customers ranging from real estate investors, luxury home buyers and first time home buyers. Moe enjoys guiding clients through a purchase or refinance and strives to provide an exceptional experience throughout the home financing process.

NMLS ID: 989306
Phone: 1.626.535.8753

Julia's mortgage background spans twenty-five years. Her extensive credit and sales background helps her pre-qualify her borrowers so they know how much home they can afford, before they shop. Knowing every client is unique, she specializes in both purchase and refinance loans - and has thorough knowledge of the many products and programs available. She prides herself on finding the right loan for each client, and on her excellent customer service. In fact, her biggest compliment is to be given the opportunity to help all of her clients' friends and family, too. She is fluent in Korean and is always available and willing to answer any and all questions.

NMLS ID: 589026
Phone: 1.310.449.2419

With a long history of achievement, Gregg prides himself on having been the youngest person in the U.S. to pass the Series 7 Securities License Exam - accomplishing it at just 19 years of age. Beginning his career at Bank of America Investments, he became a Senior Vice President just a few years later. At the top of his career, he retired (at the ripe old age of 40), and traveled extensively across North America and Europe with his beautiful wife. When not traveling, he taught young people financial literacy. After 5 years, in pursuit of his passion for the housing market, Gregg began his second life journey as a Mortgage Lending Specialist - committed to helping first time home buyers and seasoned home buyers make their dream of home ownership a reality.

NMLS ID: 836052
Phone: 1.213.709.0152

Barron's career in residential lending spans over fifteen years - specializing in mortgage originations, mortgage sales management and fulfillment operations for residential and correspondent lending departments. With his solid sales and organizational skills, he stays highly focused on both internal and external customer service, while his deep experience keeps him mindful of regulatory risk avoidance.

NMLS ID: 1246738
Phone: 1.626.535.7549

A lifelong California resident, James grew up in North County San Diego and attended Menlo College in Silicon Valley. Before entering the mortgage business in 2005, he was a Financial Advisor with some of the most coveted financial institutions and held a Series 63,65,66 and 7 license. He and his team are able to analyze complex financials and meet deadlines with proactive communication, timely results and sound advice. We welcome the opportunity to be of service and look forward to working for you!

NMLS ID: 288187
Phone: 1.858.935.3138

A lifelong resident of Southern California, Stacy is highly knowledgeable about the residential real estate lending market. A true professional with more than 20 years of mortgage lending experience, Stacy has the expertise to assist everyone from first-time homebuyers to seasoned residential investors. She uses the knowledge she has gained from her experience to guide her clients through the complexities of their mortgage purchase, and she strives to deliver straightforward, hassle free processing. Her open communication style and proactive approach to the mortgage lending process provides her clients with an exceptional experience. Always quick to respond to questions, Stacy believes that right now is an opportune time to discuss a mortgage purchase or refinance.

NMLS ID: 310388
Phone: 1.310.449.2231

During his 11-year career in the mortgage industry, Jonathan has taken great pride in providing his clients with the right loans for their unique home financing needs. He is committed to making the loan process as easy and stress-free as possible, and works with his clients every step of the way - from obtaining a complete loan package through to loan closing. As an active member of the Orange County Association of Realtors (OCAR), he connects with many different professionals in the mortgage and real estate industry, staying current on market trends. And that's great news for his clients, as he provides them the up-to-the-minute information they need to stay in the know.

NMLS ID: 491687
Phone: 1.949.727.7618

Rubirda has been in the mortgage industry for more than twenty-five years. Working with first-time homebuyers as well as seasoned homeowners, she offers in-depth knowledge of conventional and jumbo financing options - whether purchase or refinance. She knows the market, as well as her community, having served and participated as a board member for several local organizations. Rubirda prides herself on personally assisting each client with their home financing needs, from selecting the right loan, all the way through closing.

NMLS ID: 785230
Phone: 1.323.327.1717

A 12-year veteran of the mortgage industry, Jack takes great pride in providing his clients with the best mortgage options available for each unique situation. Deeply experienced in both purchase and refinance loans, he is committed to making the loan process as easy and stress-free as possible - and to ensuring that the mortgage loan is tailored to his client's individualized needs.

NMLS ID: 694109
Phone: 1.818.851.0335

As a mortgage loan professional and Broker for more than 24 years here locally in Southern California, our mortgage lending specialist Mr. Jon Richardson has helped thousands of homeowners, realtors and their clients truly get the most competitive rates for their residential financing needs through a very smooth and seamless enjoyable process. Having owned in the past his own mortgage and escrow companies along with funding over 500 million personally in residential mortgages in this tenure, Jon has the full circle of knowledge of a mortgage from start to finish. Whether you're a first-time home buyer, Seasoned Investor, looking to trade up, deciding to downsize or looking for cash out or lower your rate on your existing loan, Jon can execute for you and help you consider all your options so that you can concentrate on making the best decision for your needs.

“Treating every customer's loan as if it were my own”. –Jon Richardson

NMLS ID: 322055
Phone: 1.949.720.9548​

Mike's Banking career started in 2004 as a Commercial Real Estate Administrator, and eventually a Commercial Loan Underwriter prior to transitioning into Consumer Lending. That experience led to a comprehensive understanding of what is required from an Originations standpoint in how he packages and presents his loans for approval. Having previously worked as a Credit Analyst, Mike developed an extensive knowledge of conventional and jumbo financing options - whether purchase or refinance. With 14 years of lending experience, he is able to assist clients looking to invest, refinance, or buy their next home.

As a lifelong resident of San Diego, Mike has enjoyed helping numerous families purchase their dream home. And with the ability to lend in all 50 states, he’s had the pleasure of doing the same for other home buyers throughout the nation. When it comes to home financing, he prides himself on using a consultative lending approach with his clients. From processing to underwriting to closing, Mike has been able to guide his clients through the loan process with ease and confidence. Whether your goal is saving money by way of a refinance or helping you make home-ownership a reality, Mike is dedicated to helping you navigate your financing needs from start to finish.

NMLS ID: 1330750
Phone: 1.619.850.8048​

Bringing more than 15 years of experience to the mortgage industry, Abir prides herself on personal interaction in today's digital world. She is committed to her clients every step of the way - whether they've just started looking or they already have their next home picked out. Abir specializes in mortgage lending and dedicates herself to finding the right loan to meet each client's unique needs. With roots in the Huntington Beach area, Abir knows the market and has deep experience working with realtors. She can even connect her clients with the right agent, to help them find the home they want.

NMLS ID: 726321
Phone: 1.714.797.1704