• Debt Consolidation

    Simplify and save. Consolidate high-interest debt into a mortgage with a competitive rate1.

  • Our refinance home loans can help you take more control of your finances.

    By accessing your home equity, you can pay off higher interest, non-tax-deductible debt with a mortgage. Depending on the amount of equity you have, you may even be eligible to wipe out credit card balances, student loans, auto loans or medical bills.

    Homeowners can also refinance to combine a first and second mortgage into one loan. With the advantages of today’s competitive mortgage rates, you can eliminate the higher rate you may be paying on a second mortgage, by refinancing into one first lien mortgage.

    Whether you’re interested in a fixed-rate, jumbo or adjustable loan refinance, we can help you secure the right loan to help you consolidate debt and improve your financial situation.

    Get Started

    Fill out the form on the right or contact us at 1.866.246.3962

  • Get a call from a Home Loan Expert.
    (* indicates required fields)

    Please enter your First Name.
    Please enter your Last Name.
    Please enter a valid email address.
    Please enter a valid Phone Number.
    Please enter a Loan Amount.
    Please enter a valid Zip Code.

    By clicking on the SEND button above, you are providing express "written" consent for OneWest Bank to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list regarding this specific inquiry. Note that any current or future Do Not Call request on file with us will be honored with regard to unsolicited contact. Consent is not required as a condition to utilize OneWest Bank’s services.


  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

  • Home Loan Products

    Jumbo Loans

    Jumbo loans available up to $5 million. Benefits include customized home loans with local decision making. Products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed period. Initial interest-only payment options available on ARMs. Cash out and investment property financing available.

    Learn More

    Adjustable-Rate Mortgage

    Secure an introductory rate through an adjustable mortgage with a fixed period. We offer initial interest-only payment options on jumbo ARM loans up to 80% loan-to-value. Benefits include competitive rates and a fixed payment for an initial fixed period. Products include Jumbo 5/1, 7/1 and 10/1 ARM

    Learn More

    Fixed Rate

    Lock in a fixed-rate for the life of the loan. Benefits include competitive rates, predictable monthly payments and protection from interest rate fluctuations. Available on jumbo and conforming loan amounts. Cash out options are available. Wide selection of repayment terms including 30, 25, 20, 15 and 10 year options.

    Learn More