• Debt Consolidation

    Simplify and save. Consolidate high-interest debt into a mortgage with a competitive rate1.

  • Our refinance home loans can help you take more control of your finances.

    By accessing your home equity, you can pay off higher interest, non-tax-deductible debt with a mortgage. Depending on the amount of equity you have, you may even be eligible to wipe out credit card balances, student loans, auto loans or medical bills.

    Homeowners can also refinance to combine a first and second mortgage into one loan. With the advantages of today’s competitive mortgage rates, you can eliminate the higher rate you may be paying on a second mortgage, by refinancing into one first lien mortgage.

    Whether you’re interested in a fixed-rate, jumbo or adjustable loan refinance, we can help you secure the right loan to help you consolidate debt and improve your financial situation.

    Get Started

    Fill out the form on the right or contact us at 1.866.246.3962

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  • Important Disclosures

    It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

    Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

    Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

    The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.

  • Home Loan Products

    Jumbo Loans

    Jumbo loans available up to $5 million. Benefits include customized home loans with local decision making. Products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed period. Initial interest-only payment options available on ARMs. Cash out and investment property financing available.

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    Adjustable-Rate Mortgage

    Secure an introductory rate through an adjustable mortgage with a fixed period. We offer initial interest-only payment options on jumbo ARM loans up to 80% loan-to-value. Benefits include competitive rates and a fixed payment for an initial fixed period. Products include Jumbo 5/1, 7/1 and 10/1 ARM

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    Fixed Rate

    Lock in a fixed-rate for the life of the loan. Benefits include competitive rates, predictable monthly payments and protection from interest rate fluctuations. Available on jumbo and conforming loan amounts. Cash out options are available. Wide selection of repayment terms including 30, 25, 20, 15 and 10 year options.

    Learn More