OneBusiness Interest CheckingDesigned with your needs in mind.

This competitive, interest-bearing business checking account is a great asset to your business. OneBusiness Interest Checking offers online banking access and the benefit of a competitive interest rate along with 150 free monthly transactions.

BalanceInterest RateAPY
< $10,0000.050 %0.05 %
$10,000 - $24,9990.100 %0.10 %
$25,000 - $49,9990.100 %0.10 %
$50,000 - $2,999,9990.200 %0.20 %
$3,000,000 +0.200 %0.20 %

The Annual Percentage Yields (APY) and interest rates are effective as of 11/09/2017. Checking APYs and interest rates are variable and may change at any time without prior notice, including after account opening. The minimum opening balance for OneBusiness Interest Checking is $100, OneBusiness IOLTA is $0, and OneAnalysis Checking is $0. Fees could reduce earnings on the account. See "Account Disclosures" or "Fee Schedule" for details.

To obtain the interest rate and APY disclosed, the minimum balance for the applicable interest rate tier must be maintained.

Minimum to Open$100
DescriptionCompetitive interest-bearing business checking account.
Earns Interest


  • Earned on the entire daily balance.
  • Compounded daily and paid monthly.
  • Variable rate (may change at the Bank's discretion).
  • Interest is paid based on specific balance tiers as indicated.
Balance Tiers< $10,000
$10,000 to $49,999
$50,000 to $3,000,000
> $3,000,000
Monthly Service Charge

$15 fee waived if you:

  • Maintain an average monthly balance of $10,000.
  • Maintain a minimum daily balance of $5,000.
Transaction Fees
  • Up to 150 free transactions.
  • $0.20 per transaction over 150 transactions.
Online BankingView only access.
ApplyApply at a Branch     - or -     View Account Disclosures     - or -     View Fee Schedule

Enjoy Business Checking Benefits

At OneWest Bank, we focus on each business individually to assist in their financial management and success. It is always our goal to make each of our clients a special priority; providing banking, One Business at a Time®. In keeping with this practice, we offer a variety of business banking and lending products for companies both large and small, whether it's business checking or savings accounts, cash management services, or customizable terms with competitive rates. Read about our selection of business banking and lending products to find out which features fit with your professional needs.

Contact Us For more information, visit a branch, or call us at:
OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.

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