• Premium Checking

    --%APY Annual Percentage Yield on balances of $50,000 to $99,999. Read Disclosures
  • Earn high-yield interest and essential checking benefits

    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Free OneWest Online Banking with Bill Pay
    • Unlimited Check Writing
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  • Account Features

    Convenience, access and versatility. Features for all your banking needs.

    Convenient ATM Access

    Convenient ATM Access

    With a OneWest Bank debit card, you get free access to our conveniently located ATMs throughout Southern California.

    Free OneWest Bank Debit Card

    Free OneWest Bank Debit Card

    Use our debit card to make everyday purchases and enjoy free access to all OneWest ATMs.

    24/7 Banking Access

    24/7 Banking Access

    Access to 24/7 banking through online, mobile and an automated telephone system.

    Unlimited Check Writing

    Unlimited Check Writing

    Enjoy the convenience of unlimited check writing. This is one of the many ways we take care of our customers, One Person at a Time®.

    Mobile Banking

    Mobile Banking

    Enjoy the convenience and accessibility of banking on-the-go, 24/7 from your smart phone or tablet (iOS or Android. Your wireless carrier's standard data and message rates may apply.)

    Free Online Bill Pay

    Free Online Bill Pay

    Keeping track of all those bills can be difficult. Make life easier and use our free Online Bill Pay. It's easy, quick, and convenient.

    Rates table for Premium Checking Account
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  • Bank with Southern California's Trusted Bank

    Since we first opened our doors, we've been committed to our neighbors. OneWest Bank was founded as a regional bank, dedicated to customer service and a commitment to the community. As a division of CIT Bank, N.A., that commitment continues and we're proud to be Southern California's hometown bank.

    FDIC Insured up to $250,000

    OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.