• Personal Savings

    --%APY Annual Percentage Yield on balances of $100,000 or more. Read Disclosures
  • Performance, convenience and security

    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Optional limited check writing privileges
    • Online Banking Funds Transfer
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    Different deposit products and interest rates may be available at our BankOnCIT.com online channel.

  • Account Features

    24/7 Banking Access

    24/7 Banking Access

    Enjoy the convenience and accessibility of banking on-the-go, 24/7 from your smart phone or tablet (iOS or Android. Your wireless carrier's standard data and message rates may apply.)

    Free OneWest Bank ATM Card

    Free OneWest Bank ATM Card

    Use our ATM card to enjoy free access to all OneWest ATMs.

    Rates table for Personal Savings Account
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  • Bank with Southern California's Trusted Bank

    Since we first opened our doors, we've been committed to our neighbors. OneWest Bank was founded as a regional bank, dedicated to customer service and a commitment to the community. As a division of CIT Bank, N.A., that commitment continues and we're proud to be Southern California's hometown bank.

    FDIC Insured up to $250,000

    OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.

  • 1 Account is limited to a total of six (6) preauthorized or automatic transfers or withdrawals, electronic banking transfers between other OneWest accounts, transfers to an overdrawn checking account, withdrawals by check or draft, point of sale (POS) debits or similar order per statement cycle period. An excess activity fee will be charged each time the transaction limits are exceeded. Please refer to our Fee Schedule and “Consumer Products and Fees” section in the Account Disclosures Brochure applicable to your account.