• Find Your Banking Solution

    Whether you are looking for a basic checking account, savings account or certificate of deposit, we offer solutions to help you achieve your goals.

  • Personal Checking Premium Checking OneAccount Checking
    Open an Account Open an Account Open an Account
    Description Basic checking with great benefits and no monthly fees Earn high-yield interest and essential checking benefits Personalized high yield checking that pays like a money market account
    Minimum to Open $25 $100 $1,000
    Earns Interest No Yes Yes
    Interest Rate Tiers N/A
    • Less than $1,000: 0.01%
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.05%
    • $25,000 to $49,999: 0.10%
    • $50,000 to $99,999: 0.20%
    • $100,000 to $9,999,999: 0.20%
    • $10,000,000 or more: 0.01%
    • Less than $1,000: 0.05
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.10%
    • $25,000 to $49,999: 0.10%
    • $50,000 to $99,999: 0.40%
    • $100,000 to $9,999,999: 0.60%
    • $10,000,000 or more: 0.60%
    Monthly Service Charge $5 waivable fee Tooltip $10 waivable fee Tooltip $25 waivable fee Tooltip
    Check Writing Unlimited Unlimited Unlimited
    OneWest ATM / Debit Card Yes Yes Yes
    Free OWB ATM Cash Withdrawals Yes Yes Yes
    ATM Surcharge Rebates
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Up to $20/mo
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Up to $20/mo
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Unlimited
    Checks First order free First order free Free
    Online Banking / Bill Pay Free Yes Yes
    Overdraft Protection Yes Yes Yes
    Extras
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Free first order of OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Free first order of OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Unlimited free OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    Open an Account Open an Account Open an Account
    Personal Savings Green Savings Premium Money Market
    Open an Account Open an Account Open an Account
    Description Performance, convenience and security. High-yield savings with convenient online account management Get the power of a Premium Money Market Account!
    Minimum to Open $100 $100 $1,000
    Earns Interest Yes Yes Yes
    Interest Rate Tiers
    Tiered and Variable
    • Less than $1,000: 0.05%
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.15%
    • $25,000 to $49,999: 0.20%
    • $50,000 to $99,999: 0.35%
    • $100,000 to $9,999,999: 0.40%
    • $10,000,000 or more: 0.40%
    Tiered and Variable
    • Less than $1,000: 0.10%
    • $1,000 to $4,999: 0.10%
    • $5,000 to $9,999: 0.10%
    • $10,000 to $24,999: 0.20%
    • $25,000 to $49,999: 0.25%
    • $50,000 to $99,999: 0.40%
    • $100,000 to $9,999,999: 0.45%
    • $10,000,000 or more: 0.20%
    Tiered and Variable
    • Less than $1,000: 0.15%
    • $1,000 to $4,999: 0.15%
    • $5,000 to $9,999: 0.15%
    • $10,000 to $24,999: 0.25%
    • $25,000 to $49,999: 0.40%
    • $50,000 to $99,999: 0.50%
    • $100,000 to $9,999,999: 0.60%
    • $10,000,000 or more: 0.60%
    Monthly Service Charge $3 waivable fee Tooltip $0 $10 waivable fee Tooltip
    Check Writing Optional and limited No Limited
    OneWest ATM / Debit Card Yes No Debit Card or ATM access Yes
    Extras
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Optional limited check writing privileges
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system (No ATM access)
    • Available online only
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Limited check writing privileges
    Open an Account Open an Account Open an Account
    Certificates of Deposit
    Open an Account
    Description Our versatile CDs are tailored for both high performance and your savings needs.
    Minimum to Open $1,000
    Earns Interest Yes, Fixed for Term of CD
    Interest Rate Tiers N/A
    Monthly Service Charge No
    Check Writing Not Available
    OneWest ATM / Debit Card Not Available
    Withdrawals Only at Maturity
    Grace Period 7 Days Tooltip
    Extras
    • Access to 24/7 banking through online, mobile and via an automated telephone
    • Competitive rates
    • Terms of 3 months to 5 years
    Open an Account