• Find Your Banking Solution

    Whether you are looking for a basic checking account, savings account or certificate of deposit, we offer solutions to help you achieve your goals.

  • Account Personal Checking Premium Checking OneAccount Checking
    Open an Account opens a modal dialog Open an Account opens a modal dialog Open an Account opens a modal dialog
    Description Basic checking with great benefits and no monthly fees Earn high-yield interest and essential checking benefits Personalized high yield checking that pays like a money market account
    Minimum to Open $25 $100 $1,000
    Earns Interest No Yes Yes
    Interest Rate Tiers N/A
    • Less than $1,000: 0.01%
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.05%
    • $25,000 to $49,999: 0.10%
    • $50,000 to $99,999: 0.20%
    • $100,000 to $9,999,999: 0.20%
    • $10,000,000 or more: 0.01%
    • Less than $1,000: 0.05
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.10%
    • $25,000 to $49,999: 0.10%
    • $50,000 to $99,999: 0.40%
    • $100,000 to $9,999,999: 0.60%
    • $10,000,000 or more: 0.60%
    Monthly Service Charge $5 waivable fee $5 waived if you:
    • Maintain a $1,000 average monthly balance
    • Elect to receive eStatements
    • Account holder is a Senior (at least 55 years of age)
    • One of the account holders is a minor (less than 18 years old)
    $10 waivable fee $10 waived if you:
    • Maintain a $1,000 average monthly balance
    $25 waivable fee $25 waived if you:
    • Maintain a $10,000 average monthly balance
    Check Writing Unlimited Unlimited Unlimited
    OneWest ATM / Debit Card Yes Yes Yes
    Free OWB ATM Cash Withdrawals Yes Yes Yes
    ATM Surcharge Rebates
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Up to $20/mo
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Up to $20/mo
    • Less than $4,999: No Rebates
    • $5,000 to $9,999: Up to $10/mo
    • $10,000 to $24,999: Up to $20/mo
    • $25,000 to $49,999: Up to $20/mo
    • $50,000 or more: Unlimited
    Checks First order free First order free Free
    Online Banking / Bill Pay Free Yes Yes
    Overdraft Protection Yes Yes Yes
    Extras
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Free first order of OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Free first order of OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Online banking funds transfer
    • Unlimited free OneWest Checks
    • Free OneWest Online Banking with Bill Pay
    • OneWest Debit Card with free access to OneWest ATMs
    • Unlimited check writing
    Open an Account opens a modal dialog Open an Account opens a modal dialog Open an Account opens a modal dialog
    Account Personal Savings Green Savings Premium Money Market
    Open an Account opens a modal dialog Open an Account opens a modal dialog Open an Account opens a modal dialog
    Description Performance, convenience and security. High-yield savings with convenient online account management Get the power of a Premium Money Market Account!
    Minimum to Open $100 $100 $1,000
    Earns Interest Yes Yes Yes
    Interest Rate Tiers
    Tiered and Variable
    • Less than $1,000: 0.05%
    • $1,000 to $4,999: 0.05%
    • $5,000 to $9,999: 0.05%
    • $10,000 to $24,999: 0.15%
    • $25,000 to $49,999: 0.20%
    • $50,000 to $99,999: 0.35%
    • $100,000 to $9,999,999: 0.40%
    • $10,000,000 or more: 0.40%
    Tiered and Variable
    • Less than $1,000: 0.10%
    • $1,000 to $4,999: 0.10%
    • $5,000 to $9,999: 0.10%
    • $10,000 to $24,999: 0.20%
    • $25,000 to $49,999: 0.25%
    • $50,000 to $99,999: 0.40%
    • $100,000 to $9,999,999: 0.45%
    • $10,000,000 or more: 0.20%
    Tiered and Variable
    • Less than $1,000: 0.15%
    • $1,000 to $4,999: 0.15%
    • $5,000 to $9,999: 0.15%
    • $10,000 to $24,999: 0.25%
    • $25,000 to $49,999: 0.40%
    • $50,000 to $99,999: 0.50%
    • $100,000 to $9,999,999: 0.60%
    • $10,000,000 or more: 0.60%
    Monthly Service Charge $3 waivable fee $3 waived if you:
    • Maintain a $1,000 average monthly balance
    • Elect to receive eStatements
    • Account holder is a Senior (at least 55 years of age)
    • One of the account holders is a minor (less than 18 years old)
    $0 $10 waivable fee $10 waived if you:
    • Maintain a $1,000 average monthly balance
    Check Writing Optional and limited No Limited
    OneWest ATM / Debit Card Yes No Debit Card or ATM access Yes
    Extras
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Optional limited check writing privileges
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system (No ATM access)
    • Available online only
    • Convenience of combined monthly statements with other OneWest banking products
    • eStatements
    • Online Banking Funds Transfer
    • Access to 24/7 banking through online, mobile and an automated telephone system
    • Limited check writing privileges
    Open an Account opens a modal dialog Open an Account opens a modal dialog Open an Account opens a modal dialog
    Account Certificates of Deposit
    Open an Account opens a modal dialog
    Description Our versatile CDs are tailored for both high performance and your savings needs.
    Minimum to Open $1,000
    Earns Interest Yes, Fixed for Term of CD
    Interest Rate Tiers N/A
    Monthly Service Charge No
    Check Writing Not Available
    OneWest ATM / Debit Card Not Available
    Withdrawals Only at Maturity
    Grace Period 7 Days For CDs that automatically renew, there is a seven-day grace period, which begins on the maturity date, when funds can be transferred to another account or withdrawn without penalty.
    Extras
    • Access to 24/7 banking through online, mobile and via an automated telephone
    • Competitive rates
    • Terms of 3 months to 5 years
    Open an Account opens a modal dialog