• Smart Finances Start Here.

    Help your kid get off to a smart financial start.

    $25 bonus when you open a Personal Savings Account for your youngster (must be under 18 years old) with $100 in new money and maintain that minimum daily balance for the first 90 days.

    And clear their path to future savings by setting up an automatic transfer.

    Conditions apply. See "Offer Details" below.

    Get started today by calling us to learn more or applying at a branch.

    Apply at a Branch
  • Who We Are
    Your neigborhood.
    Your bank.

    With over 60 Southern California retail branches spanning from San Diego to Ventura County, OneWest Bank, a division of CIT Bank, N.A. (Member FDIC, Equal Housing Lender) offers local communities a full array of deposit and lending solutions for consumers and small businesses - both in-person and online.

    Backed by CIT, with the strength of over $50 billion in assets, we're here to help you meet your banking and borrowing needs confidently and securely. OneWest Bank is proud to be a growing presence here, supporting the day-to-day financial lives of our customers.

  • OFFER DETAILS

    Limited time offer. $25 bonus offer is for minors under 18 years old for whose benefit a new OneWest Bank Personal Savings account (“Savings account”) is opened between April 16, 2020 and December 31, 2020 under the California Uniform Transfer to Minors Act, provided the following conditions are met:

    • The account is opened with an initial minimum deposit of $100 in new money. Initial deposit may not include funds that were held in another account at OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) or at CIT Bank, N.A. through CITbank.com (“CIT”) at the time of account opening. Funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted.
    • A minimum daily balance of $100 is maintained for the first 90 days following account opening.

    The $25 bonus will be paid as a statement credit to the Personal Savings account within 30 days after satisfaction of the 90-day minimum daily balance requirement. Savings account must remain open and in good standing for the bonus to be paid. 


    Annual Percentage Yield (APY) as of August 3, 2020 for Personal Savings: 0.05% APY on balances below $1,000; 0.05% APY on balances of $1,000–$4,999; 0.05% APY on balances of $5,000–$9,999; 0.05% APY on balances of $10,000–$24,999; 0.10% APY on balances of $25,000–$49,999; 0.25% APY on balances of $50,000-$99,999; and 0.30% APY on balances of $100,000-$9,999,999; and 0.30% APY on balances of $10,000,000 or more. Rates are variable and may change at any time without prior notice. Fees could reduce earnings on the accounts. Contact a banking office for complete terms, fees and conditions.

    Bonus payment may be reported as interest earned on IRS form 1099-INT for the calendar year in which it is paid. Recipient is responsible for any applicable taxes. Minors who were enrolled in any $25 bonus offer from OneWest Bank in the past 12 months are not eligible. Limit one offer per minor and five per household. Accounts cannot be opened in the name of a business.