Introductory rate available for qualifying accounts for six (6) months after account opening date. Limited time offer for the OneAccount only, introductory rate not available for current OneWest Bank customers. Offer only valid for accounts with balances from $50,000 to $3 million. Cannot be combined with other offers or transferred. Businesses and OneWest Bank employees are ineligible. To receive the 0.70% APY introductory rate, you must deposit, and maintain each month, a balance between $50,000 and $3 million and meet monthly activity criteria (sign up for eStatements and either receive direct deposit or complete six (6) or more transactions). The 0.70% APY introductory rate will be paid each of the first six (6) months the account is opened after confirmation of monthly eligibility criteria. For any month in which the account is not eligible for the 0.70% APY introductory rate the regular published rate for that tier will apply - currently 0.10% APY on accounts with balances below $50,000 and 0.65% APY on accounts with balances of $50,000 and above- and is subject to change. After the sixth month the regular published rates will apply for all balance tiers. APY will vary based on the end-of-day balance maintained: 0.10% APY on balances below $1,000; 0.10% APY on balances of $1,000 to $4,999; 0.10% APY on balances of $5,000 to $9,999; 0.10% APY on balances of $10,000 to $24,999; 0.10% APY on balances of $25,000 to $49,999; 0.70% APY on balances of $50,000 to $3,000,000; 0.65% APY on balances over $3 million. The APYs are effective as of 06/28/2014. APYs are variable and may change at any time without prior notice; Fees could reduce earnings on the account. A monthly service fee of $25 will apply if the average monthly balance falls below $10,000. Contact a banking office for complete terms, fees and conditions.
 Unlimited ATM fee reimbursements require a monthly minimum balance of $50,000 be maintained.