Super Jumbo Loans

Offering super jumbo loans up to $5 million.

Loan TypeInterest RatePointsAPR
5/1 LIBOR ARM2.675 %0.065 %3.661 %
IO 5/1 LIBOR ARM2.825 %0.065 %3.755 %
7/1 LIBOR ARM2.850 %0.065 %3.579 %
IO 7/1 LIBOR ARM3.000 %0.065 %3.690 %
10/1 LIBOR ARM3.050 %0.065 %3.517 %
IO 10/1 LIBOR ARM3.200 %0.065 %3.635 %
15 Year Fixed3.050 %0.133 %3.082 %
30 Year Fixed3.600 %0.133 %3.618 %
Advertised interest rates and APR assume a FICO score of 720. As of 11/15/2017 03:16:11 PM.
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OneWest Bank excels in large balance mortgages, including super jumbo loans. As Southern California’s hometown bank, we proudly offer super jumbo loans up to $5 million to finance primary residences, second homes and investment properties with a variety of mortgage options to suit the individual needs of our customers.

Our Jumbo Mortgage Lending Specialists work to provide exceptional service while customizing a million dollar or multimillion dollar super jumbo loan to fit your financial situation.

Super Jumbo Loan Features from OneWest Bank:
  • Super jumbo loan amounts up to $5 million
  • Financing on primary residences, second and vacation homes, and investment properties
  • Fixed, adjustable and interest-only mortgage programs
  • Home Equity financing
Super Jumbo Loan Services Include:
  • Underwriters who understand complex financial situations, self-employed borrowers and fluctuating incomes
  • Local and timely decision-making
  • Dedicated Jumbo Mortgage Lending Specialists assigned to all transactions
  • Familiarity with local markets, especially the luxury home segment
  • Concierge servicing with our Private Client Group to ensure personal service and privacy
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Important Disclosures

It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.

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