• Refinance Mortgage Rates

    We’re proud to offer competitive home loan products and home loan rates. Select the product option below to view corresponding mortgage rate options. Mortgage rates are updated daily. Be sure to bookmark our site so you can stay informed about our competitive mortgage rates.

  • Product Interest Rate APR Points
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    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

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  • MORTGAGE RATE DISCOUNTS

    LOWER YOUR MORTGAGE RATE BY 0.100%

    Automatic Monthly Mortgage Payments

    Using an existing OWB or CIT account
    Save even more and combine with one other mortgage rate pricing discount:
    -
    New Banking Relationshipwith 10% of Loan Amount in New Deposits
    0.100% off
    25% of Loan Amountin New Deposits
    0.200% off
    $500K+ Banking Relationshipwith $500,000+ in Deposits
    0.200% off

  • Important Disclosures

    It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

    Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

    Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

    The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.