Refinance Mortgage Rates

We’re proud to offer competitive home loan products and home loan rates. Select the product option below to view corresponding mortgage rate options. Mortgage rates are updated daily. Be sure to bookmark our site so you can stay informed about our competitive mortgage rates.

FHA 30 Year4.100%Interest Rate 4.122%APR 0.263%Points
Conforming 30 Year4.200%Interest Rate 4.207%APR 0.087%Points
Jumbo 30 Year4.300%Interest Rate 4.300%APR 0.000%Points
Jumbo 5 Year ARM3.525%Interest Rate 4.193%APR 0.000%Points

Advertised interest rates and APR assumes excellent credit score. As of 02/15/2018 14:39:59 PM. Read Disclosures.

Get Prequalified

Pricing Discounts


Using OWB or CIT Account


First Time Home Buyer


New Relationship

10% Loan Amount in Deposits


$500K+ Banking Relationship



Customers are only eligible for one of the available rate discounts. Discounts cannot be comibined. The discount applies to the rate on Fixed-Rate Mortgage and the initial fixed-rate on Adjustable-Rate Mortgages.


Important Disclosures

It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.

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