• Fixed-Rate Conforming Loans and Jumbo Loans

    A fixed-rate home loan locks in a competitive fixed mortgage rate with predictable monthly payments.

  • $525 Cash Back on your next funded home loan with OneWest Bank!*

    Reduce your mortgage rate with the following discounts:
    0.10% off Your Mortgage Rate
    with 10% of Loan Amount in New Deposits
    0.20% off Your Mortgage Rate
    with 25% of Loan Amount in New Deposits
  • Fixed-rate loans offer you security by allowing you to avoid the risks and uncertainty of fluctuating interest rates and increased loan payments. You can also choose your terms with a 10-, 15-, 20-, 25- or 30-year repayment plan.

    If you currently have an adjustable rate mortgage (ARM), upcoming changes in the economy and future interest rate increases may make this a great time to lock in a fixed-rate. While rates remain at near historic lows, enjoy the advantages of a fixed-rate home loan.

    To get started or to request more information regarding our fixed-rate options and rates, please call us at 1.866.217.2834. One of our experienced mortgage lending specialists will be happy to answer any questions you may have.

    You can also click on Get Started below to request a call, or you can visit us at your local branch.

    Get Started

  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.