• Adjustable Rate Mortgage (ARM) with a Fixed-Period

    Competitive initial rates and interest-only payment options.

  • Product Interest Rate APR Points
    -- -- -- --

    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

    Get Started
  • MORTGAGE RATE DISCOUNTS


    LOWER YOUR MORTGAGE RATE BY 0.100%
    Automatic Monthly Mortgage Payments
    Using an existing OWB or CIT account
    Save even more and combine with one other mortgage rate pricing discount:
    -
    New Banking Relationshipwith 10% of Loan Amount in New Deposits
    0.100% off
    OR
    New Banking Relationshipwith 25% of Loan Amount in New Deposits
    0.200% off
    OR
    $500K+ Banking Relationshipwith $500,000+ in Deposits
    0.200% off
  • Depending on your goals, an adjustable-rate mortgage (ARM) with a fixed period may be the right loan for you. In addition to an initial fixed rate, OneWest Bank also offers initial interest-only payment options on jumbo ARM loans up to an 80% loan-to-value.

    The benefits of an ARM include a guaranteed fixed-rate for an initial period, and interest-only options. After the initial fixed period, the interest rate can adjust annually and the initial interest-only option converts to a fully amortized payment following the initial interest-only period of the loan.

    OneWest Bank offers a variety of ARM options: Jumbo 5/1, 7/1, 10/1 (with interest-only payments available) and a Conforming 5/1 (no interest-only payments available).

    Get Started

  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.