Your Personalized Home Loan

Dream big. Our custom home loans and local team can help you purchase the home of your dreams.

Jumbo LoansLoan amounts up to $5 million.

Purchase your dream home with a jumbo loan up to $5 million. Benefits include customized home loans and local decision making. Loan products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed-rate period offering either amortizing or interest only payment options.

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Jumbo Loans
Why choose a jumbo loan?

  • Loan amounts up to $2 million with 20% down.
  • Cash-out available on loans up to $2 million with less than 75% loan-to-value (LTV).
  • Up to $5 million loan amount available.
How to Get Started

  1. Call a Mortgage Lending Specialist at 1.800.669.2300.
  2. Request a call from a Mortgage Lending Specialist.
  3. Visit your local branch.

Adjustable-Rate MortgageInitial fixed-rate period and interest-only payment options.

Secure a low initial rate for a fixed period. Available on Jumbo 5/1, 7/1 and 10/1 fixed-period ARM options. Interest-only payment options are available on jumbo loans up to an 80% loan-to-value. Available for the purchase of a primary, secondary or investment home.

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Adjustabl-Rate Mortgage
Why choose an ARM mortgage?

  • Competitive fixed-rate for an initial fixed period. Initial interest-only payment option available on jumbo loans up to an 80% loan-to-value.
How to Get Started

  1. Call a Mortgage Lending Specialist at 1.800.669.2300.
  2. Request a call from a Mortgage Lending Specialist.
  3. Visit your local branch.

Fixed-Rate MortgageStable monthly payment.

Lock in a fixed-rate on your new home. Financing is available for primary residences, second homes and investment properties. Available on conforming and jumbo loan amounts. Benefits include protection from rising interest rates and securing a predictable low monthly payment.

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Fixed-Rate Mortgage
Why choose a Fixed-Rate mortgage?

  • Interest rate is fixed for the life of the loan.
  • Available for the purchase of a primary, secondary or investment home.
  • Available with a 3% down payment for conforming loan amounts on the purchase of primary residence (requires Private Mortgage Insurance).
How to Get Started

  1. Call a Mortgage Lending Specialist at 1.800.669.2300.
  2. Request a call from a Mortgage Lending Specialist.
  3. Visit your local branch.

Important Disclosures

It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.

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