• Jumbo Loans

    Sometimes certain investments require a bigger loan.

    With a OneWest Bank Purchase Jumbo Loan, you can get the money needed to purchase the home that’s right for you. Whether it’s a townhome in Los Angeles or a beach house in Santa Monica, OneWest Bank is proud to offer customized jumbo loans up to $5 million.

    The Purchase Jumbo Loan includes a wide selection of products so you can finance your first home, a vacation home or even a personal investment property. Whether you’re looking for a fixed-rate or adjustable jumbo loan, we can help you find the loan that works best for your needs.

  • Product Interest Rate APR Points
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    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

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  • MORTGAGE RATE DISCOUNTS

    LOWER YOUR MORTGAGE RATE BY 0.100%

    Automatic Monthly Mortgage Payments

    Using an existing OWB or CIT account
    Save even more and combine with one other mortgage rate pricing discount:
    -
    New Banking Relationshipwith 10% of Loan Amount in New Deposits
    0.100% off
    New Banking Relationshipwith 25% of Loan Amount in New Deposits
    0.200% off
    $500K+ Banking Relationshipwith $500,000+ in Deposits
    0.200% off
  • Purchase Jumbo Loan Benefits from OneWest Bank

    Custom programs

    Fixed-rate and adjustable-rate mortgages available with initial fixed-rate options, bridge loans and cross-collateralization.

    Interest-only payment options

    Secure a competitive rate and flexible monthly payment option on an adjustable-rate mortgages with an initial fixed period rate and interest-only payment option.

    Dedicated Service

    Our Mortgage Lending Specialists are here to help you easily navigate the approval and closing process, provide frequent status updates and guide you through every step of the loan process.

    Preapproval Purchase Program

    A preapproval for a purchase jumbo loan can be a helpful negotiating tool when putting an offer down for a home. This shows the seller that you are a serious buyer because you’ve already met the lenders credit and income requirements.

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  • Important Disclosures

    It is important to know that with Adjustable-Rate Mortgages, your payment and rate may increase significantly over time.

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

    Mortgages with LTVs higher than 80% with no PMI may generally have a higher interest rate and/or fees than other mortgages. This may result in a loan without mortgage insurance being more costly for a borrower who intends to remain in the property for a longer period of time. A borrower who intends to remain in the property for a shorter period of time may find that the extra interest cost is lower than the amount of PMI payments for that period of time.

    Mortgage escrow accounts are created so that you can pay your yearly property taxes, homeowner’s insurance and mortgage insurance in monthly installments throughout the year, rather than all at once. When these bills are due, we disburse the funds from your escrow account to pay the taxes and insurance in a lump sum. If there is a requirement for a mortgage escrow account at closing, it will be required to be maintained for five (5) years after closing.

    The rates displayed may require the establishment of an escrow account upon closing. If you choose to pay taxes and insurance separately, you will be responsible for timely payments, which may be substantial.