• Adjustable Rate Mortgage (ARM) with a Fixed-Period

    Offering competitive initial rates and interest-only payment options.

  • Product Interest Rate APR Points
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    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

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  • $525 Cash Back on your next funded home loan with OneWest Bank!*

    Reduce your mortgage rate with the following discounts:
    -
    0.10% off Your Mortgage Rate
    with 10% of Loan Amount in New Deposits
    OR
    0.20% off Your Mortgage Rate
    with 25% of Loan Amount in New Deposits
  • Depending on your situation, an adjustable mortgage with a fixed period can be the right fit. In addition to competitive initial fixed rates, OneWest Bank also offers an interest-only payment option on ARM loans up to an 80% loan-to-value. For homeowners looking for flexible terms and a competitive initial fixed rate, an ARM with an interest-only payment option may be an advantageous solution for your home financing needs.

    The benefits of an ARM include a fixed-rate for an initial period, and interest-only options. After the initial fixed period, the interest rate can adjust annually and if the loan has an interest-only option, this also converts to a fully amortized payment following the applicable initial interest-only period of the loan.

    OneWest Bank offers a variety of ARM options: including a Jumbo 5/1, 7/1 and 10/1 ARM (all with interest-only payments available).

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  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.