• Adjustable Rate Mortgage (ARM) with a Fixed-Period

    Offering competitive initial rates and interest-only payment options.

  • Product Interest Rate APR Points
    -- -- -- --

    Advertised interest rates and APR assumes excellent credit score.
    As of --. Read Disclosures.

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  • MORTGAGE RATE DISCOUNTS


    LOWER YOUR MORTGAGE RATE BY 0.100%
    Automatic Monthly Mortgage Payments
    Using an existing OWB or CIT account
    Save even more and combine with one other mortgage rate pricing discount:
    -
    New Banking Relationshipwith 10% of Loan Amount in New Deposits
    0.100% off
    OR
    New Banking Relationshipwith 25% of Loan Amount in New Deposits
    0.200% off
    OR
    $500K+ Banking Relationshipwith $500,000+ in Deposits
    0.200% off
  • Depending on your situation, an adjustable mortgage with a fixed period can be the right fit. In addition to competitive initial fixed rates, OneWest Bank also offers an interest-only payment option on ARM loans up to an 80% loan-to-value. For homeowners looking for flexible terms and a competitive initial fixed rate, an ARM with an interest-only payment option may be an advantageous solution for your home financing needs.

    The benefits of an ARM include a fixed-rate for an initial period, and interest-only options. After the initial fixed period, the interest rate can adjust annually and if the loan has an interest-only option, this also converts to a fully amortized payment following the applicable initial interest-only period of the loan.

    OneWest Bank offers a variety of ARM options: including a Jumbo 5/1, 7/1 and 10/1 ARM (all with interest-only payments available).

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  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.