• Get the Power of Pre-Approval

    Enhance your purchase offer with a fully underwritten OneWest Bank preapproval.

  • A preapproval could be the deciding factor in buying a new home.

    Obtain a credit preapproval from OneWest Bank and establish the terms of the loan you can qualify for and reduce the chances of any unpleasant surprises arising during the closing of your loan. In addition to the peace of mind it also shows the seller that you are a serious buyer because you’ve already met the lender’s credit and income requirements. This can be a differentiating factor for the seller when evaluating multiple offers received on a home and may increase the likelihood of your offer being accepted.

    Get Started

    Fill out the form on the right or contact us at 1.866.246.3962

  • Get a call from a Home Loan Expert.
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    By clicking on the SEND button above, you are providing express "written" consent for OneWest Bank to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list regarding this specific inquiry. Note that any current or future Do Not Call request on file with us will be honored with regard to unsolicited contact. Consent is not required as a condition to utilize OneWest Bank’s services.


  • Important Disclosures

    Not all applicants will qualify for financing. Mortgage rates and terms are subject to change without notice.

  • Home Loan Products

    Jumbo Loans

    Purchase your dream home with a jumbo loan up to $5 million. Benefits include customized home loan decision making. Loan Products include fixed-rate and adjustable-rate mortgages (ARMs) with an initial fixed-rate period offering either amortizing or interest only payment options.

    Learn More

    Adjustable-Rate Mortgage

    Purchase your new home with a competitive introductory rate on an adjustable-rate mortgage (ARM) with an initial fixed-rate period. Benefits include competitive rates and low payments for an initial fixed-rate period. Initial interest-only payment options are available for jumbo loans.

    Learn More

    Fixed Rate

    Secure a competitive fixed-rate mortgage on your new home. Available on conforming and jumbo loan balances. Benefits include competitive rates, predictable monthly payments and protection from interest rate fluctuations. There are a wide selection of repayment terms available including 30, 25, 20, 15 and 10 year options.

    Learn More