Buying a home is one of the most important financial decisions you’ll make. This guide can help you navigate the process.
Our homebuyer's guide provides you with the education and resources to help you navigate the home-buying process. Let us show you the ropes with some essential information.
Establish Your Credit, Set a Budget and Save Money
Since most prospective homeowners use a mortgage to buy a home, it is important to consider the three main areas lenders evaluate before they approve you as a borrower:
Credit, Capacity and Collateral.
Choose a Mortgage that is Customized for Your Needs
Before you even look at a house, research your financing options. OneWest Bank offers a variety of purchase products to help ensure you get the right kind of mortgage for your specific financial situation.
Pick a Lender
Review postings of our products and rates to help you compare to advertised rates of other lenders.
Find a Real Estate Agent
It can take some research before you feel comfortable hiring one. Let us help point you in the right direction with our tips for finding a real estate agent.
Avoid Common Home Buying Mistakes
Whether it’s applying for a mortgage without checking your credit or losing your offer to another party, take advantage of our tips for avoiding common mistakes.
As your financial information determines your home buying range, a preapproval can help you choose a home and type of mortgage quickly. It also provides you with more bargaining power upfront and speeds up the closing process.
To request a preapproval or learn more about our jumbo and conforming home loans, call us at 1.800.456.5719. One of our experienced Mortgage Lending Specialists will be happy to answer any questions you may have so that you can make the best decision to fit your unique financial situation.
To get started fill out the form on the right or contact us at