• Filling the season with giving
    We donate 250 meals* and you get a $250 bonus.

    when you open a qualifying checking account and meet the stated requirements. Offer ends January 15, 2019.

    Conditions apply. See "Offer Details" below.

    Apply at a Branch
  • We’re partnering with Feeding America® to donate meals to people in need. Contributions will benefit food banks serving Southern California, including in areas impacted by the recent wildfires.

  • To receive your
    bonus simply:

    (1) Open a new Personal, Premium, or OneAccount Checking account with $1,000 minimum deposit in new money. See product details below.

    (2) Maintain an average balance of at least $1,000 in your checking account during the first 90 days following account funding.

    (3) Set up and receive recurring direct deposits or ACH deposits totaling $650 or more per month for at least two consecutive months to the new checking account within 90 days of account opening.

  • Participate on Facebook

    In addition to the bonus, you can also participate by visiting our Facebook page and voting for one of the following Feeding America programs to receive a donation (each vote donates 10 meals). We’ll divide the meals according to your votes.

    • Mobile Pantry Program (helping people in underserved areas)
    • BackPack Program (benefitting children)
    • Senior Grocery Program (assisting seniors)
  • Who We Are
    Your neigborhood. Your bank.

    With over 60 Southern California retail branches spanning from San Diego to Ventura County, OneWest Bank, a division of CIT Bank, N.A. (Member FDIC, Equal Housing Lender) offers local communities a full array of deposit and lending solutions for consumers and small businesses - both in-person and online.

    Backed by CIT, with the strength of over $50 billion in assets, we're here to help you meet your banking and borrowing needs confidently and securely. OneWest Bank is proud to be a growing presence here, supporting the day-to-day financial lives of our customers. OneWest has been recognized by MONEY Magazine as the "Best Bank, California" 2 years in a row, from 2016-2018.

    From MONEY, November 2017 © 2017 Time Inc. Used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, OneWest Bank, a division of CIT Bank, N.A.

  • Offer Details

    *$1 helps provide at least 10 meals secured by Feeding America® on behalf of local member food banks.

    Limited time offer. $250 bonus offer is for customers aged 18 years or older who successfully open a new OneWest Bank Personal Checking, Premium Checking, or OneAccount checking accounts (“Checking Account”) at any branch of OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) between November 27, 2018 and January 15, 2019 and satisfy the following requirements:

    1) Open with a minimum deposit of $1,000 in new money and maintain an average balance of at least $1,000 during the first 90 days following account funding. The average balance will be calculated by averaging the end of day balance for each of the first 90 days, beginning with the date on which the account is funded.

    2) Set up and receive recurring direct deposits or ACH deposits to the new Checking Account totaling $650 or more per month for at least two consecutive months, within 90 days of account funding.

    Funds used to open the Checking Account may not include funds that were held in another account at OneWest Bank or at CIT Bank, N.A. through www.CITbank.com (“CIT”) at the time of account opening. Funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted.

    Bonus will be paid as a statement credit to the Checking Account within 30 days after the requirements above are met within the specified time frames. Checking Account must be open to receive the bonus and in good standing for at least six months after account opening. If Checking Account is closed by the customer or OneWest Bank within six months after opening, the value of the bonus may be deducted from account at closing.

    Annual Percentage Yield (APY) as of November 27, 2018 for Premium Checking: 0.01% APY on balances below $1,000; 0.05% APY on balances of $1,000–$4,999; 0.05% APY on balances of $5,000–$9,999; 0.05% APY on balances of $10,000–$24,999; 0.10% APY on balances of $25,000–$49,999; 0.20% APY on balances of $50,000-$99,999; 0.20% APY on balances of $100,000–$9,999,999; and 0.01% APY on balances of $10,000,000 or more.

    Annual Percentage Yield (APY) as of November 27, 2018 for OneAccount checking: 0.05% APY on balances below $1,000; 0.05% APY on balances of $1,000–$4,999; 0.05% APY on balances of $5,000–$9,999; 0.10% APY on balances of $10,000–$24,999; 0.10% APY on balances of $25,000–$49,999; 0.40% APY on balances of $50,0000–$99,999; 0.60% APY on balances of $100,000–$9,999,999; and 0.60% APY on balances of $10,000,000 or more.

    Interest rates and APYs are variable and may change at any time without prior notice. Fees could reduce earnings on the accounts. Contact a banking office for complete terms, fees and conditions.

    Customers who enrolled in any other OneWest Bank checking reward or bonus offer in the past 12 months are not eligible for this offer. $250 checking bonus offer is limited to one per customer and five per household. Accounts cannot be opened in the name of a business. Employees of CIT Group Inc. or any of its affiliates, including CIT Bank, N.A. and its OneWest Bank division are not eligible for this offer. The value of this offer may be reported to the IRS and the customer is responsible for any federal, state or local taxes.