OneBusiness Money Market SavingsDesigned with your needs in mind.

OneBusiness Money Market Savings offers businesses a liquid savings solution at a competitive rate. This account offers a low minimum to open along with a low monthly fee. As an added benefit, businesses will enjoy the convenience of check writing in a reserved amount. It’s an ideal savings solution for all business types!

BalanceInterest RateAPY
< $10,0000.050 %0.05 %
$10,000 - $24,9990.150 %0.15 %
$25,000 - $49,9990.300 %0.30 %
$50,000 - $499,9990.300 %0.30 %
$500,000 - $1,000,0000.300 %0.30 %
$1,000,001 - $2,999,9990.300 %0.30 %
$3,000,000 +0.300 %0.30 %

The Annual Percentage Yields (APY) and interest rates are effective as of 11/09/2017. Money Market APYs and interest rates may change at any time without prior notice, including after account opening. The minimum opening balance for Money Market is $100. Fees could reduce earnings on the account. IRS penalties may apply for withdrawals from an IRA account. Consult your tax advisor for more information. See "Account Disclosures" or "Fee Schedule" for details.

To obtain the interest rate and APY disclosed, the minimum balance for the applicable balance tier must be maintained.

Minimum to Open$100
DescriptionThis account earns a competitive interest rate along with the added convenience of limited check writing[1].
Earns Interest


  • Earned on the entire daily balance.
  • Compounded daily and paid monthly.
  • Variable rate (may change at the Bank's discretion).
  • Interest is paid based on specific balance tiers as indicated.
Balance Tiers< $10,000
$10,000 to $24,999
$25,000 to $3,000,000
> $3,000,000
Monthly Service Charge

$15 fee waived if you:

  • Maintain an average monthly balance of $10,000.
  • Maintain a minimum daily balance of $5,000.
ApplyApply at a Branch     - or -     View Account Disclosures     - or -     View Fee Schedule

Contact Us For more information, visit a branch, or call us at:
OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.

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