OneBusiness IOLTADesigned with your needs in mind.

The OneBusiness IOLTA is specifically designed as an interest-bearing business checking account for Attorney – Client Trust accounts. There are no monthly or transaction fees and interest is automatically transferred to the California State Bar to fund legal services programs.

BalanceInterest RateAPY
< $10,0000.050 %0.05 %
$10,000 - $24,9990.100 %0.10 %
$25,000 - $49,9990.100 %0.10 %
$50,000 - $2,999,9990.200 %0.20 %
$3,000,000 +0.200 %0.20 %

The Annual Percentage Yields (APY) and interest rates are effective as of 11/09/2017. Checking APYs and interest rates are variable and may change at any time without prior notice, including after account opening. The minimum opening balance for OneBusiness Interest Checking is $100, OneBusiness IOLTA is $0, and OneAnalysis Checking is $0. Fees could reduce earnings on the account. See "Account Disclosures" or "Fee Schedule" for details.

To obtain the interest rate and APY disclosed, the minimum balance for the applicable interest rate tier must be maintained.

Minimum to Open$0
DescriptionInterest-bearing business checking account designed specifically for Attorney Client Trust accounts.
Earns Interest


  • Earned on the entire daily balance.
  • Compounded daily and paid monthly.
  • Variable rate (may change at the Bank's discretion).
  • Interest is paid based on specific balance tiers as indicated.
Balance Tiers< $25,000
$25,000 to $3,000,000
> $3,000,000
Monthly Service Charge$0
Transaction FeesN/A
Online BankingView only access
ApplyApply at a Branch     - or -     View Account Disclosures     - or -     View Fee Schedule

Enjoy Business Checking Benefits

At OneWest Bank, we focus on each business individually to assist in their financial management and success. It is always our goal to make each of our clients a special priority; providing banking, One Business at a Time®. In keeping with this practice, we offer a variety of business banking and lending products for companies both large and small, whether it's business checking or savings accounts, cash management services, or customizable terms with competitive rates. Read about our selection of business banking and lending products to find out which features fit with your professional needs.

Contact Us For more information, visit a branch, or call us at:

[1] Interest generated on account is paid to the California State Bar

OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.

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OneWestSavings & Money Market

Looking for a savings account with flexible options and interest? OneWest offers savings, money market and certificate of deposit accounts that offer personalized service, flexible options and competitive rates tailored for your specific needs.

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