• Compare Business Banking Accounts

    Whether you need a basic business checking account or cash management services OneWest offers solutions to meet the needs of businesses small or large.

  • Account OneBusiness Checking OneBusiness Plus Checking OneAnalysis Checking
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    Minimum to Open $100 $100 $0
    Description All business types can benefit from the flexibility of this business checking account. Non-interest bearing business checking account combined with online banking service. Non-interest bearing business checking account designed for businesses with large activity volumes and higher average balances.
    Monthly Service Charge $15 Waivable Monthly Fee, waived if:
    • Maintain an average monthly balance of $10,000.
    • Maintain a minimum daily balance of $5,000.
    $18 Waivable Monthly Fee, waived if:
    • Maintain an average monthly balance of $15,000.
    Varies with services used during the month. Ask us for more details today.
    Transaction Fees
    • Up to 150 free transactions.
    • $0.20 per transaction over 150 transactions.
    • Up to 250 free transactions.
    • $0.35 per transaction over 250 transactions.
    Ask us for more details today.
    Online Banking View only access. Bill Pay View only access.
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    Account OneBusiness Interest Checking OneBusiness IOLTA Checking
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    Minimum to Open $100 $0
    Description Competitive interest-bearing business checking account. Interest-bearing business checking account designed specifically for Attorney Client Trust accounts.
    Earns Interest

    Yes

    • Earned on the entire daily balance.
    • Compounded daily and paid monthly.
    • Variable rate (may change at the Bank's discretion).
    • Interest is paid based on specific balance tiers as indicated.

    Yes1

    • Earned on the entire daily balance.
    • Compounded daily and paid monthly.
    • Variable rate (may change at the Bank's discretion).
    • Interest is paid based on specific balance tiers as indicated.
    Balance Tiers
    • Less than $10,000
    • $10,000 to $49,999
    • $50,000 to $3,000,000
    • Greater than $3,000,000
    • Less than $25,000
    • $25,000 to $3,000,000
    • Greater than $3,000,000
    Monthly Service Charge $15 Waivable Monthly Fee, waived if:
    • Maintain an average monthly balance of $10,000.
    • Maintain a minimum daily balance of $5,000.
    $0
    Transaction Fees
    • Up to 150 free transactions.
    • $0.20 per transaction over 150 transactions.
    N/A
    Online Banking View only access. View only access.
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    Account OneBusiness Money Market Savings Business Certificates of Deposit (CD)
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    Minimum to Open $100 $1,000
    Description This account earns a competitive interest rate along with the added convenience of limited check writing. OneWest CDs offer competitive rates and a variety of terms to choose from.
    Earns Interest

    Yes

    • Earned on the entire daily balance.
    • Compounded daily and paid monthly.
    • Variable rate (may change at the Bank's discretion).
    • Interest is paid based on specific balance tiers as indicated.

    Yes

    • Fixed-rate accounts.
    • Compounded daily and paid monthly, quarterly or at maturity.
    • No interest earned if balance falls below $1,000.
    • The interest rate and APY remain constant for the term of the account and are based on the term and corresponding balance tier at account opening or at the time of renewal.
    Balance Tiers
    • Less than $10,000
    • $10,000 to $49,999
    • $50,000 to $3,000,000
    • Greater than $3,000,000
    N/A
    Monthly Service Charge $15 Waivable Monthly Fee, waived if:
    • Maintain an average monthly balance of $10,000.
    • Maintain a minimum daily balance of $5,000.
    No
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  • 1 Interest generated on account is paid to the California State Bar