• Business Certificates of Deposit (CD)

    OneWest Business Certificates of Deposits (CDs) offer a competitive savings solution with the added flexibility of choosing terms anywhere from 3 months to 5 years.

  • Rates table for Business Certificates of Deposit
    Fixed-Term Interest Rate APY
    3 Months -- --
    6 Months -- --
    9 Months -- --
    1 Year -- --
    14 Months -- --
    18 Months -- --
    2 Years -- --
    3 Years -- --
    4 Years -- --
    5 Years -- --
    Apply at a Branch
    Minimum to Open $1,000
    Description OneWest CDs offer competitive rates and a variety of terms to choose from.
    Earns Interest

    Yes 

    • Fixed-rate accounts.
    • Compounded daily and paid monthly, quarterly or at maturity.
    • No interest earned if balance falls below $1,000.
    • The interest rate and APY remain constant for the term of the account and are based on the term and corresponding balance tier at account opening or at the time of renewal.
    Balance Tiers N/A
    Monthly Service Charge No
    Apply at a Branch - or - View Account Disclosures - or - View Fee Schedule

  • Important Disclosures

    OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.