OneWest Business Certificates of Deposits (CDs) offer a competitive savings solution with the added flexibility of choosing terms anywhere from 30 days to 5 years.
| Minimum to Open | $1,000 |
| Description | OneWest CDs offer competitive rates and a variety of terms to choose from. |
| Earns Interest | Yes
- Fixed-rate accounts.
- Compounded daily and paid monthly, quarterly or at maturity.
- No interest earned if balance falls below $1,000.
- The interest rate and APY remain constant for the term of the account and are based on the term and corresponding balance tier at account opening or at the time of renewal.
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| Balance Tiers | N/A |
| Monthly Service Charge | No |
| Apply | Apply at a Branch
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View Account Disclosures
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View Fee Schedule |
OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.