Business Certificates of Deposit (CD)Designed with your needs in mind.

OneWest Business Certificates of Deposits (CDs) offer a competitive savings solution with the added flexibility of choosing terms anywhere from 30 days to 5 years.

Fixed-TermInterest RateAPY
3 Months0.250 %0.25 %
6 Months0.548 %0.55 %
9 Months0.608 %0.61 %
1 Year0.906 %0.91 %
14 Months0.558 %0.56 %
18 Months0.946 %0.95 %
2 Years1.045 %1.05 %
3 Years1.094 %1.10 %
4 Years1.193 %1.20 %
5 Years1.292 %1.30 %
The Annual Percentage Yields (APY) are effective as of 11/09/2017 and are subject to change without prior notice until account opening. The minimum deposit to open a CD account and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. See "Account Disclosures" or "Fee Schedule" for details.
Minimum to Open$1,000
DescriptionOneWest CDs offer competitive rates and a variety of terms to choose from.
Earns Interest


  • Fixed-rate accounts.
  • Compounded daily and paid monthly, quarterly or at maturity.
  • No interest earned if balance falls below $1,000.
  • The interest rate and APY remain constant for the term of the account and are based on the term and corresponding balance tier at account opening or at the time of renewal.
Balance TiersN/A
Monthly Service ChargeNo
ApplyApply at a Branch     - or -     View Account Disclosures     - or -     View Fee Schedule

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OneWest Bank, a division of CIT Bank, N.A. and CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in OneWest Bank, a division of CIT Bank, N.A., you should include deposits held in CIT Bank, N.A.

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