• Earn Up to $600
    for Your Business

    Open a qualifying business checking account, savings account, and take advantage of equipment financing to earn up to $600 in rewards.

    Apply at a Branch

  • OneWest Bank Business Solutions
    Add Up to $600 in Rewards

    for opening an eligible

    OneBusiness Interest Checking Account

    Product Information

    for opening an eligible

    OneBusiness Money Market Savings Account

    Product Information

    toward a qualifying

    Equipment Financing Transaction

    Learn More
  • OneWest Bank can help you reach your business goals.

    Whether your business is in need of a flexible checking or savings account, or it's time to upgrade your equipment so you can operate more efficiently, you can rely on OneWest Bank. Our focus is on providing you personalized service because we believe in banking One Business at a Time®

  • WHO WE ARE
    Southern California's Hometown Bank™

    With over 60 Southern California retail branches spanning from San Diego to Ventura County, OneWest Bank, a division of CIT Bank, N.A. (Member FDIC, Equal Housing Lender) offers local communities a full array of deposit and lending solutions for consumers and small businesses – both in-person and online. OneWest Bank’s parent, CIT Group Inc., founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $50 billion in assets.

    Investing in the neighborhoods where we live and work, OneWest Bank is proud to be a growing presence here, supporting the day-to-day financial lives of our customers.

    Get to Know Us
  • *Offer Disclosures

    Offer only valid for new accounts with new money.

    1. A $200 bonus offer applies to new OneBusiness Interest Checking accounts and new OneBusiness Money Market savings accounts opened by Southern California businesses between August 19, 2019 and December 31, 2019. To be eligible for a bonus, the OneBusiness Interest Checking account must be opened with an initial deposit of at least $1,500 and requires that an average daily balance of at least $1,500 be maintained for at least 90 days from the date of account funding. The OneBusiness Money Market Savings account must be opened with an initial deposit of at least $10,000 and requires that a minimum average daily balance of $10,000 be maintained for at least 90 days from the date of account funding. Funds used to open these accounts must be new money not on deposit or held at OneWest Bank or BankonCIT.com (CIT) at the time of account opening. Funds withdrawn from OneWest Bank or CIT within 90 days of account opening are also restricted. Bonuses will be paid in the form of a statement credit to the subject account within 30 days of completion of all of the aforementioned requirements. Account must be in good standing at the time of bonus payment. Limit one Checking account bonus and one Savings account bonus per customer.

    2. For OneBusiness Interest Checking, Annual Percentage Yields (APYs) effective as of August 19, 2019, are: 0.05% APY on balances below $10,000; 0.10% APY on balances of $10,000 - $24,999.99; 0.10% APY on balances of $25,000 - $49,999.99; 0.20% APY on balances of $50,000 - $2,999,999.99; 0.20% APY on balances of $3,000,000 or greater. For OneBusiness Money Market Savings, APYs effective as of June 1, 2019, are: 0.05% APY on balances below $10,000; 0.15% APY on balances of $10,000 - $24,999.99; 0.30% APY on balances of $25,000 $49,999.99; 0.30% APY on balances of $50,000 - $499,999.99; 0.30 APY on balances of $500,000 - $1,000,000; 0.30% APY on balances of $1,000,000.01 - $2,999,999.99; 0.30% APY on balances of $3,000,000 or greater. APYs are variable and may change at any time without prior notice. Fees could reduce earnings on the accounts. The minimum deposit required to open either of these accounts is $100. (Larger initial deposits are required to qualify for a bonus, as indicated above.) A monthly service fee of $15 is charged for each account. This service fee is waived if you maintain an average monthly balance of at least $10,000 or a daily balance of at least $5,000 in the subject account.

    3. A rebate of up to $200 will be applied toward the documentation fee at loan closing for approved equipment financing transactions of $5,000 or more, the applications for which are received from Southern California businesses between August 19, 2019 and December 31, 2019, using promotional code “biz600.” Offer cannot be combined with any other promotions or incentives applicable to the same product.

    All promotional offers are subject to change, termination, or extension at the sole discretion of OneWest Bank.