Your $200 reward is just a few steps away.


How to qualify
 

Special $200 Checking Reward offer.


It's our way of saying Hi & Welcome! And yes, there's still such a thing as personalized banking. We call it One Person at a Time®. Our checking accounts are designed to adapt to your needs with low fees, great features, and ever day great rate!

Mobile Banking
24/7 Online Banking
Online Bill Pay
eStatements
OneWest Debit Card
Unlimited Check Writing
 

Here's how to qualify.

 
STEP 1

Open a new Premium Checking or OneAccount Checking account.

STEP 2

Meet all of the Eligibility Criteria listed in A, B, and C below.

STEP 3

Choose your $200 reward!
View reward options.

 

ELIGIBILITY CRITERIA

 
A

Activate a new debit card on the new checking account within 60 days of account opening

B

Sign up for eStatements on the new checking account within 30 days of account opening

C

Set up and receive recurring direct deposits or ACH deposits totaling $650 or more per month for at least two consecutive months to the new checking account within 90 days of account opening.

 

Other important conditions apply, see below for full details.
What are you waiting for?
Call 1.855.728.6595 or visit your
local branch to open your new account now.

1 Limited time offer. $200 bonus offer is for customers aged 18 years or older who successfully open a new OneWest Bank Premium Checking or OneAccount checking account no later than May 31, 2017, and meet all the following "Eligibility Criteria":

  1. Activate a new debit card on the new checking account within 60 days of account opening;
  2. Sign up for eStatements on the new checking account within 30 days of account opening;
  3. Set up and receive recurring direct deposits or ACH deposits totaling $650 or more per month for at least two consecutive months to the new checking account within 90 days of account opening.

Bonus will be paid, at customer's option, in the form of a prepaid card loaded with $200 or a gift valued at approximately $200. Customers who satisfy the Eligibility Criteria within the time frames specified above will be sent an e-mail with prepaid card and gift redemption codes and instructions within 30 days following the date on which all Eligibility Criteria were met. Checking account must remain open and in good standing for a least six months after account opening. If checking account is closed by the customer or OneWest Bank within six months after opening, the value of the bonus may be deducted from account at closing. Bonus is considered forfeited if not redeemed within 180 days after first email sent.

Minimum deposit required to open account and obtain bonus is $1,000 for Premium Checking and $50,000 for OneAccount checking.

Annual Percentage Yield (APY) as of March 13, 2017 for Premium Checking: 0.10% APY on balances below $1,000; 0.10% APY on balances of $1,000-$4,999; 0.10% APY on balances of $5,000-$9,999; 0.10% APY on balances of $10,000-$24,999; 0.25% APY on balances of $25,000-$49,999; and 0.25% APY on balances of $50,000 or more.

Annual Percentage Yield (APY) as of March 13, 2017 for OneAccount: 0.10% APY on balances below $1,000; 0.10% APY on balances of $1,000-$4,999; 0.10% APY on balances of $5,000-$9,999; 0.10% APY on balances of $10,000-$24,999; 0.10% APY on balances of $25,000-$49,999; 0.50% APY on balances of $50,000-$99,999; 0.60% APY on balances of $100,000 or more.

Rates are variable and may change at any time without prior notice. Fees could reduce earnings on the accounts. Contact a banking office for complete terms, fees and conditions.

Offer cannot be combined with any other Checking Reward offers in the past six months. Limit one offer per customer. Accounts cannot be opened in the name of a business. Employees of CIT Group Inc. or any of its affiliates, including CIT Bank, N.A. and its OneWest Bank division are not eligible for this offer. The value of this offer may be reported to the IRS and the customer is responsible for any federal, state or local taxes.

Gift selections are available while supplies last. In the event the selected item becomes unavailable prior to fulfillment, the customer will be provided the option to select another reward from available incentives. In some instances, a similar item of comparable quality and value will be presented to the customer. Damaged items will be replaced, however may require that the damaged item is sent back prior to replacement is fulfilled.

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