Relax while your money earns 1.30% APY!*

*Important conditions apply. See full details below.

Visit your local branch

Limited time offer.
1.30% APY promotional CD

14-month term
$25,000 minimum deposit
In-branch only

Visit any of our 70 branches today. Offer ends November 9, 2017.

Find your local branch or call 1.855.503.9976

Different deposit products and interest rates may be
available at our online channel.


To receive the promotional 1.30% Annual Percentage Yield (“APY”), a new 14-month CD must be opened at a OneWest Bank branch between September 18, 2017 and November 9, 2017 with a minimum deposit of $25,000. Funds used to open account must be new money not on deposit or held at OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) or (“CIT”) at the time of account opening (funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted). The promotional CD will renew to a 13-month term CD at the then-published APY at maturity. Existing maturing CD accounts are not eligible for renewal at the promotional 1.30% APY. Minor accounts and employees of CIT Group Inc. or any of its affiliates, including CIT Bank N.A. and its OneWest Bank division, are ineligible for this promotion. The promotional CD is a personal account and cannot be opened under the name of a business.

The interest rate and APY remain constant for the term of the promotional CD account. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Contact a banking office for complete terms, fees and conditions.

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